A smart card is a device that includes an embedded integrated circuit that can be either a secure microcontroller or equivalent intelligence with internal memory or a memory chip alone. The card connects to a reader with direct physical contact or with a remote contactless radio frequency interface. With an embedded microcontroller, smart cards have the unique ability to store large amounts of data, carry out their own on-card functions (e.g., encryption and mutual authentication) and interact intelligently with a smart card reader. Smart card technology conforms to international standards and is available in a variety of form factors, including plastic cards, key fobs, watches, subscriber identification modules used in GSM mobile phones, and USB-based tokens.
A smart card is a plastic card about the size of a credit card, with an embedded microchip that can be loaded with data, used for telephone calling, electronic cash payments, and other applications, and then periodically refreshed for additional use. Currently or soon, you may be able to use a smart card
A smart card contains more information than a magnetic stripe card and it can be programmed for different applications. Some cards can contain programming and data to support multiple applications and some can be updated to add new applications after they are issued. Smart cards can be designed to be inserted into a slot and read by a special reader or to be read at a distance, such as at a toll booth.
Outgoing data originate from the LRI2K load variation using Manchester coding with one or two subcarrier frequencies at 423 kHz and 484 kHz. Data are transferred in the LRI2K at 6.6 Kbit/s in low data rate mode and 26 Kbit/s fast data rate mode. The LRI2K supports 53 Kbit/s in high data rate mode with one subcarrier frequency at 423 kHz.
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